Our Clients & Fees Our fee-only, hourly, as-needed fee structure allows us to meet the needs of people from all walks of life, regardless income or net worth. OUR CLIENTS I purposefully chose to offer integrated financial planning and investment advice on an hourly, as-needed basis because it eliminates nearly all potential conflicts of interest regarding compensation. It also allows me to reach out to the do-it-yourselfers who may simply need a second opinion, to young people who are just starting to build their financial futures, and to people who may have been turned away by traditional financial planning firms because they did not meet their income or asset minimums as well as to those of more substantial means. Consequently, my typical clients are middle-income families and individuals who: Place a high value on objectivity Need periodic financial planning or investment advice Are looking for an alternative to a traditional broker or money manager relationship Appreciate the control offered in an as-needed, by-the-hour approach We are pleased to be making a difference in the lives of Average Americans OUR FEES Our fee structure is unique designed to serve middle-income families as well as those of more substantial means. We provide professional financial planning and investment advisory services on an hourly, fee-only, and as-needed basis. Less than 1% of the nation's financial planning firms are structured this way. We do not collect commissions. Therefore, we have completely eliminated all potential conflicts of interest regarding compensation. Instead, we give you a "not-to-exceed estimate" of the cost of our services. Then we charge you only for the hours we expend working on your behalf. Our Fees are based on $250 per hour and are determined on a project-by-project basis. Ninety percent of our engagements range in price from $900 to $4,000. Our average engagement is $2,500. We have no minimum requirements for invested assets, which makes our services available to those with little to no investments, as well as to those of more substantial means, and to those who hold most of their assets in company-sponsored 401(k) or 403(b) plans. You will not find a more fair and consumer friendly fee structure than our hourly, fee-only, as-needed advice because: We have eliminated almost all potential conflicts of interest You control the scope of work You know in advance the most you will be charged All our client's pay the same rate per hour We offer a "no-obligation" initial meeting where we will discuss your situation, goals and concerns. At the conclusion of this meeting, we will tell you how we can help and what it will cost. You will have everything you need to decide whether or not you would like to work with us. So ... Whether you are building assets for your future, or seeking to protect, enjoy and pass on the assets you already have, we can help you along the way. Contact Us